About Us
Our team has been servicing the Bonham community since 1917. Our goal is to meet and exceed all of your expectations by utilizing all of our resources to design insurance programs for you and your businesses.
Personal Insurance
Helping you determine what coverages are right for you -- whether your home, your car, or your valuables is our number one priority. We will diligently represent you with our carrier partners to insure you have adequate coverage at a price you can afford.
Business Insurance
As a business owner, you have many a sleepless night worrying about your business and your employees. Let our team help you by designing an insurance portfolio that protects you, your business, and your most important asset, your employees.
Client Service Center
Client Service is very important to us. No matter what time of the day or night. We have prepared our Resource Center with tools, forms, and quote requests, to make it easy to contact the agency.

Personal Umbrella

We are a litigious society – there are more and more lawsuits filed every year.  In record numbers, people are awarded larger judgments than ever before.

Are your insurance liability limits sufficient to protect your assets and future earnings in the event of a lawsuit? We highly recommend looking into a Personal Excess Liability (Umbrella) policy. This type of policy is an extra layer of liability coverage above and beyond your automobile, homeowners, motorcycle, or boat policy. Should you be liable for someone’s injuries or damages, and your primary policy’s limit runs out, an umbrella can offer additional protection, often a million dollars or more of protection.

Certain exposures, such as swimming pools, trampolines, or inexperienced drivers make a very compelling case to add an umbrella policy. This coverage can often be added for a very reasonable price.

An example …

While it seems ridiculous, here is an example of financial exposure -

A group of high school students were partying one night when they decided to jump the neighbors fence and use their swimming pool. One of the boys dove into the pool while impaired by alcohol and broke his neck. Although the owners of the pool were not present, their homeowners’ policy paid the limit of $250,000, and their umbrella paid a full $1 million settlement.

By purchasing an umbrella policy, the pool owners were able to avoid financial ruin.  Anytime an injury occurs on your property, you could be held liable.

Protect yourself and your assets with Umbrella coverage.  Contact us for more information.